31May

Who Are the Unbanked and Underbanked?

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According to a survey by the Federal Deposit Insurance Corporation (FDIC), one in four households in the United States do not have a bank account. Why? The FDIC cites a number of factors to explain this phenomenon, including a combination of lack of basic financial education, funds and proper U.S. identification. It is important to […]

15May

Mobile Payments Disrupting Commerce

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One of the major trends affecting commerce today is mobile credit card transactions which allow retailers and consumers to use cell phones to transact credit card payments for goods and services. It used to be difficult for small businesses to accept credit cards on the go. But now businesses have the ability to accept payments […]